Mike Rogers

This resolution provides amounts for the expenses of the House Committee on Armed Services for the 119th Congress.

This resolution recognizes Volkert, Inc., headquartered in Alabama, for its 100th anniversary and its contributions to engineering, infrastructure, and economic development.

This resolution supports the designation of National Agriculture Day.

This resolution supports the designation of National FFA (Future Farmers of America) Week. It also celebrates the 90th anniversary of New Farmers of America (NFA), which served Black vocational agriculture students in segregated public schools until NFA and FFA became one organization in 1965. The resolution also commemorates the 75th anniversary of the federal charter for the Future Farmers of America.

**Fair Access to Banking Act** This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.

**AM Radio for Every Vehicle Act of 2025** This bill requires the Department of Transportation (DOT) to issue a rule requiring AM radio capabilities to be standard in all new passenger vehicles. (AM radio is often used to deliver emergency alerts and news and entertainment programming; some newer vehicles do not include AM equipment.) Specifically, this bill applies to passenger vehicles (1) manufactured in the United States for sale in the United States, imported into the United States, or shipped in interstate commerce; and (2) manufactured after the rule's effective date. The rule must require all such vehicles to have devices that can receive signals and play content transmitted by AM stations or digital audio AM stations installed as standard equipment and made easily accessible to drivers. Prior to the rule's effective date, manufacturers that do not include devices that can access AM radio as standard equipment (1) must inform purchasers of this fact through clear and conspicuous labeling, and (2) may not charge an additional or separate fee for AM radio access. DOT may assess civil penalties for any violation of the rule. The Department of Justice may also bring a civil action to enjoin a violation. The rule, including DOT’s authority to enforce it, must expire 10 years after the bill’s enactment.  Further, the Government Accountability Office must study and report on the dissemination of emergency alerts to the public, including by conducting an assessment of AM radio relative to other Integrated Public Alert and Warning System communication technologies.

**Charitable Act** This bill allows an individual taxpayer who does not itemize their tax deductions to claim a tax deduction for charitable contributions and eliminates the tax penalty for overstating charitable contributions. (Some limitations apply). Under the bill, for tax years beginning in 2026 or 2027, an individual taxpayer who does not itemize their tax deductions may deduct charitable contributions of up to one-third of the standard deduction allowed to such individual. (Under current law, an individual taxpayer generally must itemize their tax deductions to deduct charitable contributions.) The bill also eliminates the tax penalty for an underpayment of taxes attributable to overstated charitable contributions by taxpayers who do not itemize deductions. (Under current law, taxpayers who claim a deduction under this bill may be assessed a tax penalty in the amount of 50% of the portion of an understatement of tax liability attributable to overstated charitable contributions.)

This bill designates the facility of the United States Postal Service located at 401 North Elm Street in Tuskegee, Alabama, as the "Tuskegee Airmen Memorial Post Office".